Our objective at PBIB is to offer tailored coverage for your Framing Contractor business to safeguard it from any potential losses. Being insurance brokers, we aren't tied to any insurance program and can select from a range of options that align with your unique insurance requirements. To ensure comprehensive protection, we advise obtaining the following coverages: property damage, personal injury, employee injuries, damage or loss to vehicles or equipment, and coverage for legal fees and indemnity.
PBIB will often use numerous insurance companies to quote your insurance to provide you with the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly installments.
As a Framer, it is crucial to secure General Liability insurance to shield your business against third-party claims that may arise from your work, such as property damage or injury. Even a minor mistake can have a significant impact on your company's future. If a third party sustains bodily harm or property damage due to your business's fault, it could lead to a lawsuit that may cripple or even ruin your business. Our General Liability insurance provides comprehensive protection to safeguard your employees, assets, and business from potential threats and legal actions. Protecting your business is our top priority.
Your state or the county where you operate may have legal requirements for your framing contractor license, including general liability. We refer to this as "Insurance on your time" at PBIB. We provide full-service certificates Monday through Friday and 24/7 self-service certificates.
General Liability for Framers can help you pay for:
We provide the greatest insurance options available, ensuring that in case of an accident or sickness, you and your employees will be protected. Workers' compensation will cover employees’ medical expenses and aid in making up missed wages so they can return to work. The workers compensation program will also defend you in court. Therefore, choose us if you want coverage that will protect you and your employees.
We also provide products that will protect you and offer the coverage your client needs if you don't have any workers but still need a work comp policy.
The state or the county where you work may need Workers Compensation to grant you a license as a framing contractor. PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, this is what we call “Insurance on your time”.
Workers' Compensation for Framers can help you pay for:
As a Framer, you know that your company's vehicles are essential to transport you, your equipment, and materials to the job site. At PBIB, we understand the significance of your wheeled workforce and offer comprehensive insurance coverage to ensure you are protected in case of vehicle damage or theft. Our priority is to get you back to work as soon as possible.
Commercial Auto insurance is a vital insurance coverage for Framers, and in many cases, it is mandatory for project participation. To cater to your needs, we offer full-service insurance certificates on weekdays and 24/7 self-service certificates, allowing you to access insurance on your schedule.
Commercial Auto for Framers can help you pay for:
The purpose of the tools and equipment insurance for framing contractors is to safeguard your valuable moveable assets. Inland marine insurance, commonly referred to as tools and equipment coverage, guards your valuable assets against dangers like theft and damage while they are being used, stored, or transported to and from your jobsite.
Tools & Equipment for Framers can help you pay for damaged or stolen:
Professional Liability Insurance, also known as Errors and Omissions Insurance, is a crucial form of insurance coverage for framing contractors. This type of insurance provides protection for contractors against claims made by clients alleging errors, omissions, or negligence in the work that was performed.
Framing contractors work with structural components of buildings and must ensure that their work meets the required standards and codes. However, mistakes can happen, and clients can sue for damages caused by any errors or negligence in the framing work.
Professional Liability Insurance can help your business with:
Most states demand a licensing bond to grant or renew a contractor license. The licensing bond provides assurance that you won't transgress any state laws or run away with a client's deposit.
A license bond can be purchased for as little as $70, but the cost increases based on the applicant's personal credit, licensing history, and contractor classification.
Simply input your state and the sort of bond you need, or choose from a list, to obtain an immediate estimate and bind online in just a few minutes. We write all forms of bonds, including performance and payment bonds in addition to a long list of others.
New York, often called New York City to distinguish it from New York State, or NYC for short, is the most populous city in the United States. With a 2020 population of 8,804,190 distributed over 300.46 square miles (778.2 km2), New York City is also the most densely populated major city in the United States. Located at the southern tip of the State of New York, the city is the center of the New York metropolitan area, the largest metropolitan area in the world by urban area. With over 20.1 million people in its metropolitan statistical area and 23.5 million in its combined statistical area as of 2020, New York is one of the world's most populous megacities. New York City has been described as the cultural, financial, and media capital of the world, significantly influencing commerce, entertainment, research, technology, education, politics, tourism, dining, art, fashion, and sports, and is the most photographed city in the world. Home to the headquarters of the United Nations, New York is an important center for international diplomacy, and has sometimes been called the capital of the world.
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